West Virginia cash loans

Cash loans, also called payday loans, are intended as a quick and easy way to get a little extra cash to stretch to your next payday. Whether it's unexpected home, auto or medical expenses, a cash loan might be the best option for a quick fix.

Though cash loans can be made for up to $1500, they usually don't exceed $500.

In most cases, all it takes to get approved for a cash loan is a job and a checking account. Although the loan is due on your next payday, in many cases you can pay off less than the entire balance and extend the loan on what's remaining for another two weeks.

Currently in the state of West Virginia no loan is permitted to charge more than 31%. Because cash loans have such a short duration, lenders cannot operate under these limitations which would make a $3 interest charge on a $200, two week payday loan, illegal.

Some lenders do operate under the laws of their state instead of, or in addition to, the laws of the borrower's state, so there may be cash loan options even in states where payday loan and check cashing stores don't exist or offer this service.

Apply now and we'll try to match you with a lender and you could have your money in as little as one hour.